It’s That Time of Year!! But isn’t it always?
It’s testing season for students! Actually, it’s always testing season for students – sorry kiddos…But it’s also always testing season for eCommerce websites – Card Testing!
Sometimes it’s easy to spot but other times it’s more subtle. Looking at velocity is critical but looking at behavior can show another type of tester. The most important message here is that testing is lucrative for fraudsters and as long as it makes them money, they will find places to try out their lists of card numbers. If you, as a merchant, have created an effective defense, they are testing the edges and getting around your imposed limits. It can feel like whack-a-mole but it should be treated like a dynamic program – always improving.
Best path out of whack-a-mole, is preventing the practice – Not Reactive…Proactive! It can be done when you evaluate intent over result.
And did you know that there are only two types of merchants that experience some form of card testing – Merchants that know it’s there and Merchants that don’t. It may be time to look…